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Issue#10 Digital Finance, August 2023
Transform is an online platform for conversations about how technology affects our world. Published several times a year, it looks at how tech is shaping the present, and provides a glimpse of the future.

Advice from AI will be highly targeted, highly contextual, and much more personalized than we could ever get from a human.

Brett King

Futurist, author, and banking expert


In this issue, we look at Digital Finance